Down payment assistance
Help toward the down payment. Depending on the program, it may be structured as a grant, a deferred or forgivable second loan, or a loan that must be repaid.
Homebuyer assistance
Homebuyer assistance, explained plainly.
Many buyers ask about help with a down payment or closing costs. Programs exist at the state, county, and city level in Florida — and the details matter.
Talk with AlbertoCommon types
How assistance is often structured
Closing cost assistance
Some programs can be applied toward certain closing costs. What can be covered varies by program.
First-time buyer programs
Some programs focus on first-time buyers and may require completing a homebuyer education course.
Local government programs
Counties and cities may run their own programs, such as those funded through Florida’s State Housing Initiatives Partnership (SHIP).
How personalized guidance helps
Sort through options with someone in your corner
- Talk through your situation and which programs may be worth looking into
- Understand how assistance can work alongside your first mortgage
- Plan timing, since some programs have steps that must be completed early
- Know what questions to ask program administrators
Good questions to ask about any program
- Is it a grant or a loan? If a loan, when is it repaid or forgiven?
- Are there income, purchase price, or location limits?
- Is a homebuyer education course required?
- Does the home need to be my primary residence, and for how long?
- Is funding currently available, and how long does the process take?
Where programs come from
Places to research
Florida Housing Finance Corporation
The state’s housing finance agency publishes information about its homebuyer programs.
Visit floridahousing.org ↗Your county or city housing office
Orange, Seminole, Osceola, and Polk counties — and some cities within them — may offer local programs. Check directly with the local housing office for current availability.
Talk through your assistance questions
Send a request, and Alberto will talk through your assistance questions when you connect.
- Phone
- (407) 499-0378
- Languages
- English, Español
- Service area
- Orange, Seminole, Osceola & Polk counties, FL
- NMLS
- Best Financing Solutions ROG LLC · Company NMLS #2598285
Alberto Mawad | Individual NMLS #1750526